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APPLYING FOR AID

Current Undergraduates

If you are currently enrolled at Towson, and plan to return for the following academic year, please follow these financial aid application instructions for continuing undergraduate students.


Financial aid is available from a variety of sources. To apply for all available aid programs, you must complete all of the application steps listed below.

1. Apply for TU Scholarships

Use the TU Scholarship Seeker to search for information and eligibility requirements for scholarships offered by various TU Departments.

(Some of TU's scholarship are admission based and only consider incoming students, but we have many other scholarship programs that target current/continuing students.)


2. Every year, submit a FAFSA by February 15th

You must submit a Free Application for Federal Student Aid (FAFSA) to apply for student and parent loans, need-based grants and scholarships, and the Federal Work-study program. Several federal loan programs do not require financial need, but still require FAFSA data.

  1. Review the "Eligibility Requirements."

  2. Every year, submit a FAFSA.

    Web site: www.fafsa.gov
    TU's FAFSA Code: 002099
    First day to apply: January 1st
    TU Priority Deadline: February 15th

    • If you already applied, but didn't list TU's code, return to www.fafsa.gov to add it.

    • Each FAFSA applies to one academic year (Fall-Spring-Summer).

  3. Meet TU's Priority FAFSA Deadline (February 15th)

    To be considered for several TU aid programs, you must submit your FAFSA by TU's February 15th Priority Deadline. This requires careful planning because the FAFSA requires tax data that is often not available by this deadline.

    TU's Priority Deadline for the 2014-15 FAFSA is 2/15/2014. This FAFSA requires data from your 2013 federal tax returns, which are not due to the IRS until 4/15/2014.

    How can I meet TU's FAFSA deadline if my taxes are not done yet?

    1. Try to plan ahead and complete your taxes early, but if your tax data is not available before February 15th, you should submit your FAFSA before February 15th with your best possible estimates of your tax return data.

    2. To estimate your tax data, use your tax returns from last year and this year's W2, investments, and other earnings statements.

    3. If you submit your FAFSA with estimated tax data, after you file your taxes, you MUST return to the FAFSA web site and enter your final tax data.

  4. What should I do if I miss TU's Priority FAFSA Deadline?

    1. Submit a FAFSA as close as possible to the deadline.

    2. Missing TU's Priority Deadline eliminates you from consideration for federal work-study funds and need-based grants funded by TU, but Late FAFSA applicants can still apply for student loans and the federal Pell Grant.

      If you apply too late, your aid offers may not be ready when your fall bill is due. If your aid is not ready by your bill due date, the Bursar's Office will assess a late fine.

    3. Maryland residents should try to submit their FAFSAs by March 1st. That's the FAFSA deadline for state aid from the Maryland Higher Education Commission (MHEC).

    4. If you do your 2014-15 FAFSA after you file your 2013 taxes, the online FAFSA will offer you the option to transfer the required tax data from the IRS to your FAFSA. Please use this link and transfer option!

  5. Confirm your FAFSA Submission.

    Several days after you submit your FAFSA:
    • Return to www.fafsa.gov.
    • Confirm that your FAFSA was processed.
    • Review all comments and the accuracy of your data.
    • Make sure that your Expected Family Contribution (EFC) is not blank.

  6. Update your FAFSA tax data

    If you submitted your FAFSA with estimated tax data, after you file your taxes, you must return to the FAFSA web site to report your final tax data.

    1. Log in to www.fafsa.gov and choose make corrections.

    2. Next, use the FAFSA's "IRS Data Retrieval Tool" to automatically upload your IRS data directly from the IRS to the FAFSA web site. (It will only upload the data that you were required to enter on your FAFSA.)

    3. After you have uploaded the IRS data to your pending FAFSA correction, you must still SUBMIT this FAFSA correction.

    4. Failure to complete this required step will delay the processing of your aid application.

  7. Renewing your FAFSA Data

    Remember, you must submit a new FAFSA every year.

  8. FAFSA Help Services


3. Apply for State of Maryland Aid Programs

If you are a resident of the state of Maryland, you should also apply for aid from the Maryland Higher Education Commission (MHEC).


4. Apply for Private Scholarships

A wide variety of independent private organizations also offer scholarships.


5. Financial Aid Notification Packets

  • By early April, the TU Financial Aid Office will start sending financial aid notifications to admitted students who submitted FAFSAs by TU’s Priority Deadline.

  • Your Aid Notification will list all the aid that TU is able to offer you from TU and federal aid programs.

  • The Financial Aid Notification Guide will explain your aid offers and will include detailed instructions on how to accept your aid.



Financial Aid Office
Enrollment Services, Room 339
Hours: Monday - Thursday, 8 a.m. - 5 p.m.; Friday, 8 a.m. - 4:30 p.m. (Reception Desk)
            Monday - Thursday, 8:30 a.m. - 5 p.m.; Friday, 8:30 a.m. - 4:30 p.m. (Financial Aid Call Center)

Phone: 410-704-4236
Fax: 410-704-2584
E-mail: finaid@towson.edu



 

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